Thomas & Co Accounting Services

Financial Planning

Accountants in Greater Manchester

Financial Planning

We are a financial planning business focussed on developing, implementing and monitoring bespoke long-term plans for business owners, individuals and their families. Above all we aim to give our clients the certainty that they can enjoy life to the full now as well as long into the future. At Thomas & Co Financial Planning, we take a holistic approach, leaving no stone unturned to ensure our clients receive a comprehensive financial planning service. We work closely with our professional partners to keep our clients one step ahead, giving them the peace of mind that their finances and investments are working according to their objectives and as efficiently as possible.

dillon brennan
dillon brennan
04/12/2022
Very professional would definitely recommend
ASTARCLEANS LTD
ASTARCLEANS LTD
02/11/2022
Fantastic accountants ! Highly recommend . Aftercare is always there from Josh and James and worth every penny of their services . Thank you both
Darren Smith
Darren Smith
23/10/2022
I was having an issue with hmrc from a previous accountant. Josh sorted the issue very quickly and I would recommend his services to anybody.
James Vogle
James Vogle
21/10/2022
this accountancy firm changed my life - Josh and his team are absolute workhorses - no more 3 weeks for a response from my old accountant! Finally someone that helps me understand my business and my finances so I feel on track all the time rather than panicking at end of year!
Primo Sports
Primo Sports
21/10/2022
Josh has been our accountant for the past few months and he has changed the way we have done things in terms of financials. Learning from mistakes we’ve made in our first 2 years in business highlighting all the places where we could of improved over that time. Made our lives 10x easier. Highly recommend 👍🏼
Scott Walker
Scott Walker
21/10/2022
Josh deals with my personal tax and both of my businesses and professional from the outset, he is very knowledgeable, and always at the other end of the phone when needed.
elliot fish
elliot fish
21/10/2022
Absolutley amazing customer service and really helpful! Highly reccommend
Naomi Bolt
Naomi Bolt
15/08/2022
It has been a pleasure working with James! He’s made this process smooth and put my mind at ease by thoroughly explaining everything I needed to know. All communication is given in a timely manner and I feel comfortable to reach out if I need further explanation. Great for small businesses/freelancers, I would highly recommend!
Tom Brennan
Tom Brennan
19/07/2022
Great service & business to work with. Wouldn't take my accountancy requirements anywhere else.
Adam Rowlands
Adam Rowlands
02/07/2022
Josh has been my accountant for years, he is a great guy and always goes the extra mile, don't know what I would do without him. Thanks for everything!

Business Protection

The most valuable asset to any business is its people, without them, a company’s survival can be at serious risk. Our fresh approach to business protection will help to protect you and your business should the worst happen. Through a review of your current arrangements and our relationships with providers, we will recommend the most appropriate mix of products to protect your business and your employees.

Lifestyle, Retirement Planning and Investments

Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension plans and investments. Whether you need to set up or review existing retirement planning strategies for you or your employees, or lifestyle planning for you and your family, we have ways to help you make the most of your opportunities.

Tax, Trust and Estate Planning

You spend your life working hard to build your wealth, but without careful planning, your family could see a large proportion of your estate being used to pay an inheritance tax bill.

With careful planning and consideration to tax implications, Thomas & Co Financial Planning can produce a structured financial plan to reduce your inheritance tax, whilst maintaining flexibility and control of your assets.

We can advise on: –

❖ Gift rules including; Potentially Exempt Transfers and Chargeable Lifetime Transfers
❖ Inheritance Tax Planning
❖ Trusts
❖ Gift and Loan Arrangements
❖ Spousal By-Pass
❖ Family Protection Trusts
❖ Discounted Gift Trusts

Personal Protection

Many people forget to protect what is most important in their lives; their family and themselves. Sometimes this can be a difficult conversation, however Thomas & Co Financial Planning understands the importance of protecting you and your loved ones in the event of challenging situations. We are specialists in creating bespoke protection plans to ensure you have a safety net in place to cover different eventualities.

Mortgages

We are also able to support your mortgage needs whether that be a new home, remortgage or buy to let investment. Our Partnership with CJ Mortgages “powered by Chartwells MS” means you receive the same great service as you receive from Thomas & Co accounting from this forward thinking mortgage business.

The Mortgage advice offered is whole of market across over 100 lenders including all the main lender panels including HSBC.

Chartwells MS Use the latest technology and a unique customer portal to ensure applications are processed quickly and efficiently, Open banking (click2check) enables customers to upload bank statements, ID and credit checks at the click of a button. This digital journey speeds the process supporting application to offer time which currently runs at 90% within 16 working days.

Saddleworth – Tameside - Greater Manchester

Financial Planning - Further Information

Thomas & Co Financial Planning is a trading style of Cheetham Jackson Ltd which is authorised and regulated by the Financial Conduct Authority (FRN514951).

CJ Mortgages powered by “Chartwell Mortgage Services Ltd who are authorised and regulated by the Financial Conduct Authority”

Chartwell Mortgage Services Ltd is authorised and regulated by the Financial Conduct Authority.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

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Not Your Everyday Accountant

We are invested in you. Is there something worrying you?

Let us take away the pressure so you can focus on the bigger picture, growing your business. Got concerns about that too? Ask us, our expertise helps you plan for the future and reach your goals.