Accountants in Greater Manchester
Financial Planning
We are a financial planning business focussed on developing, implementing and monitoring bespoke long-term plans for business owners, individuals and their families. Above all we aim to give our clients the certainty that they can enjoy life to the full now as well as long into the future. At Thomas & Co Financial Planning, we take a holistic approach, leaving no stone unturned to ensure our clients receive a comprehensive financial planning service. We work closely with our professional partners to keep our clients one step ahead, giving them the peace of mind that their finances and investments are working according to their objectives and as efficiently as possible.
Business Protection
The most valuable asset to any business is its people, without them, a company’s survival can be at serious risk. Our fresh approach to business protection will help to protect you and your business should the worst happen. Through a review of your current arrangements and our relationships with providers, we will recommend the most appropriate mix of products to protect your business and your employees.
Lifestyle, Retirement Planning and Investments
Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension plans and investments. Whether you need to set up or review existing retirement planning strategies for you or your employees, or lifestyle planning for you and your family, we have ways to help you make the most of your opportunities.
Tax, Trust and Estate Planning
You spend your life working hard to build your wealth, but without careful planning, your family could see a large proportion of your estate being used to pay an inheritance tax bill.
With careful planning and consideration to tax implications, Thomas & Co Financial Planning can produce a structured financial plan to reduce your inheritance tax, whilst maintaining flexibility and control of your assets.
We can advise on: –
❖ Gift rules including; Potentially Exempt Transfers and Chargeable Lifetime Transfers
❖ Inheritance Tax Planning
❖ Trusts
❖ Gift and Loan Arrangements
❖ Spousal By-Pass
❖ Family Protection Trusts
❖ Discounted Gift Trusts
Personal Protection
Many people forget to protect what is most important in their lives; their family and themselves. Sometimes this can be a difficult conversation, however Thomas & Co Financial Planning understands the importance of protecting you and your loved ones in the event of challenging situations. We are specialists in creating bespoke protection plans to ensure you have a safety net in place to cover different eventualities.
Mortgages
We are also able to support your mortgage needs whether that be a new home, remortgage or buy to let investment. Our Partnership with CJ Mortgages “powered by Chartwells MS” means you receive the same great service as you receive from Thomas & Co accounting from this forward thinking mortgage business.
The Mortgage advice offered is whole of market across over 100 lenders including all the main lender panels including HSBC.
Chartwells MS Use the latest technology and a unique customer portal to ensure applications are processed quickly and efficiently, Open banking (click2check) enables customers to upload bank statements, ID and credit checks at the click of a button. This digital journey speeds the process supporting application to offer time which currently runs at 90% within 16 working days.
Saddleworth – Tameside - Greater Manchester
Financial Planning - Further Information
Thomas & Co Financial Planning is a trading style of Cheetham Jackson Ltd which is authorised and regulated by the Financial Conduct Authority (FRN514951).
CJ Mortgages powered by “Chartwell Mortgage Services Ltd who are authorised and regulated by the Financial Conduct Authority”
Chartwell Mortgage Services Ltd is authorised and regulated by the Financial Conduct Authority.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.
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Not Your Everyday Accountant
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Let us take away the pressure so you can focus on the bigger picture, growing your business. Got concerns about that too? Ask us, our expertise helps you plan for the future and reach your goals.
